Banking Review - A full review of all existing
funding lines in place, interest and fees rates, the level and
nature of security held and terms and conditions applying.
In addition, a full review of the operational banking package in
place, how deposits into accounts are effected, payments made to
suppliers, employees, etc., electronically delivered services used,
bank reconciliation procedures employed, credit / debit card
processing, etc. and the commission
charges being levied.
The underlying objective of a review is to identify any
opportunities for simplification of procedures, or any potential for
cost reduction (either indirectly via back-office savings achieved
through making more effective use of the services banks are able to
provide, or directly through reduced bank interest / commission
Business Plan - Assistance in producing a formal
business plan, for the purpose of raising finance. Written from the
perspective of a lending banker.
Commercial Mortgage - Sourcing appropriate, short or
longer term, competitively priced mortgages over commercial
property, on behalf of individuals, partnerships, limited companies,
pension funds etc.
Working Capital Facilities - Structuring and sourcing
finance for day to day trading requirements, either by way of a
straightforward overdraft or via a funding package which might
include other types of facility such as invoice finance, stock
finance, trade finance, etc.
Invoice Finance - Raising finance specifically
against the value of a debtor book, either by factoring or
confidential invoice discounting.
Trade Finance - The ability to finance one-off
contracts (whether with UK or overseas customers) or contracts which
do not meet the requirements of more traditional working capital
Import / Export Finance - support on funding
international trade, the use of Documentary Letters of Credit, Bills
of Exchange, Open Account, managing exposure to exchange rate
volatility, use of foreign currency accounts, etc.
Asset Finance - Sourcing cash to purchase new or used
vehicles, machinery and other equipment, or raising additional funds
from existing assets not already subject to a financing agreement.
Growth Finance - Helping a business structure and
source additional funding for organic growth or to fund new
Merger Acquisition Finance - Providing assistance in
structuring and sourcing an appropriate funding package to finance
company mergers or acquisitions, or to fund the purchase of a
business from its current owners by an existing or incoming
Construction Finance - Structuring and sourcing
finance for Property redevelopment or new build Projects,
residential or commercial.